Manufacturer copay cards significantly reduce out-of-pocket costs for commercially insured patients. Novo Nordisk's Ozempic and Wegovy savings cards can reduce copays to as little as $25 monthly for eligible patients with commercial insurance. Eli Lilly offers similar programs for Mounjaro and Zepbound. These programs typically save patients $200-400 monthly depending on their insurance copay. Important limitations: copay cards usually don't apply to Medicare, Medicaid, or uninsured patients; programs have annual maximums (often $1,500-2,000 per year); and some insurance plans (particularly self-funded employer plans) prohibit copay card use. To use: register on manufacturer websites, download or request a physical card, and present at pharmacy with prescription and insurance card. The pharmacy processes insurance first, then applies the copay card to reduce your portion. If the pharmacist says they can't process the card, ask them to try again or call the manufacturer support line while you're there. Programs change annually, so re-enroll each year.
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